Expatriate Mortgage Quotes & Advice
If you are an expatriate returning to the UK or looking to invest in a buy to let property here you will find your options quite limited, and we do not recommend using our online mortgage quotes system to search for expatriate mortgages. As your credit history may be limited and proof of residence too these mortgages are quite specialist to arrange.
Simply fill in the form below to get free expatriate mortgage quotes from one of our qualified mortgage advisors. Because ex pat mortgages are non standard it will save you considerable time and effort to let us search the market for you to find suitable products.
Expatriate Mortgages Explained
If you have been living outside of the UK for some time then it is likely that you may have either no credit history remaining here or a very low credit score. This means many lenders will shy away from offering a mortgage to you because they are unable to adequately assess the credit risk.
Lenders who will deal with expatriate mortgages tend to either be part of a very large banking group of specialist lenders engaged in non standard buy to let lending etc.
The requirements for arranging these expatriate mortgages usually differ considerably from arranging a standard mortgage in the UK. Proof of address, income and credit history will all take a different form.
The lenders available will depend on whether you are looking to buy a property to rent out in the UK or if you are seeking to move back here after some time abroad. It will help considerably if you have maintained some forms of UK credit during your time away.
Request Advice & Quotes.
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The information collected by us will be used for the purposes of processing and to communicate to you information about other products and services. We will discuss your needs and circumstances and produce free illustrations for any suitable products.
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