Call: 0845 4594490
Email: mail@rightmortgageadvice.co.uk
Call: 0845 4594490
Email: mail@rightmortgageadvice.co.uk
Get free house purchase mortgage quotes using our online quote system below. Search for the best mortgage rates from the whole of market direct from Rightmortgageadvice.co.uk and receive upto £150 cash back on completion when you submit your mortgage application online.
To request independent house purchase mortgage advice from one of our qualified mortgage brokers you can either fill in the quick enquiry form to your left and we will call you back, or search for a mortgage product using our online mortgage quote system above and select apply and you may receive upto £150 cash back on completion.
We will always advise and make a recommendation on all mortgage applications anyway, so you can rest assured that any product selection you make will be checked to ensure it is suitable for your needs.
Most residential mortgage products are priced in two or three categories, new purchase, remortgage and first time buyer. New purchase mortgages are typically intended for those borrowers who have had a mortgage before and are moving home.
Although some new purchase mortgages will allow first time buyers it is typical for lenders to price mortgages differently for these two groups, which means it's important to check with the lender how they differentiate between first time and next time buyers if you have been renting between house moves. Many will say that if there is any mortgage history on your credit file you will be considered next time buyer. Some will only assess you as a next time buyer if you have had a mortgage in the last year.
House purchase mortgage products will be priced in brackets depending on the size of the deposit. As a rule of thumb the bigger the deposit the lower the interest rates available.
Most house purchase mortgage products will not have free legal work, although many will have a free standard valuation for mortgage purposes, however you may wish to pay the additional fee to have this basic valuation upgraded to a homebuyer's report which gives you some limited indemnity as to the soundness of the construction or even a full structural survey.
Other information you may be interested in relating to new purchase mortgages:
Other products relevant to house purchase mortgages:
We treat all the information provided by you with the utmost care and security. Any details you give will remain confidential and will only be disclosed at or with your consent, where we are legally obliged to do so or where we have a duty to the public to disclose that information.
The information collected by us will be used for the purposes of processing and to communicate to you information about other products and services. We will discuss your needs and circumstances and produce free illustrations for any suitable products.
If you do not consent to your details being used in this way please email mail@rightmortgageadvice.co.uk
Join Our Mailing List
Mortgage Broker Call Back